FDIC insured since 1954

Banking That Stays

For over 70 years, First State Bank of San Diego has been here and we are not going anywhere. Visit us at the branch to open an account today, in English or Spanish, with no hidden fees.

Visit Us to Open an Account

FDIC insured since 1954

Your Bank Is Always Open Online

We know you are busy. And while we are always happy to see you at the branch, we also know that life does not always leave time for a trip into town. That is why we have expanded our online banking tools, so you can manage your money whenever and wherever you need to, in English or in Spanish. Very soon our mobile app will be available, and it is built for the same community we have served since 1954.

Our Pillars

Why First State Bank of San Diego?

Local Decisions

Every loan, every account, every exception is decided right here in San Diego, Texas. Not by an algorithm. Not by a call center. By people who know this community.

No Hidden Fees

Products with clear terms and a transparent fee structure. You always know what you are getting before you sign anything.

Bilingual Service

We serve you in English and Spanish in person, online, and on the phone. Both languages belong here.

Over 70 years Serving our Community

Founded in 1954. Still here. A full-service bank born in San Diego, Texas.

Personal Banking

Local Banking You Can Count On

At First State Bank of San Diego, we believe banking should be simple and personal.

Whether you’re opening your first account, saving for the future, or managing your day-to-day finances, our team is here to help.

We offer a variety of personal banking products and services, including checking accounts, savings accounts, certificates of deposit (CDs) and individual retirement accounts (IRAs), debit cards, and digital banking tools designed to help you manage your finances with confidence.

Stop by our Bank or give us a call to learn more about our personal banking services.

Visit Us to Open an Account

Business Banking

Supporting Local Businesses

From family-owned businesses to growing companies, we’re proud to support the businesses that help our community thrive. Our team takes the time to understand your goals and provide banking products and services designed to support your business needs.

Business banking services may include business checking accounts, savings accounts, cash management solutions and digital banking tools to help support your day-to-day operations.

Give us a call or stop by the Bank to discuss your business banking needs.

Visit Us to Get Started

Loans

Local Lending You Can Count On

Whether you are looking for a personal loan or financing for your business, First State Bank of San Diego offers a variety of lending options to meet different borrowing needs.

Personal Loans, Mortgages & Home Improvement Loans

Whether you’re covering unexpected expenses, purchasing a new home, refinancing an existing mortgage, or making improvements to your property, we offer financing solutions designed to meet your needs. Our experienced lending team is here to help you explore the right loan options, guide you through the process, and answer any questions along the way. We’re committed to providing personalized service and local decision-making you can trust.

Business Loans

From day-to-day operations to business growth opportunities, we offer lending options for a variety of commercial financing needs. Our team is available to discuss your business and financing objectives.

Apply for a Loan

Key to the City and community award certificate for First State Bank of San Diego — First State Bank of San Diego · Est. 1954 · Duval & Jim Wells Counties

Our Community

We Are from Here

First State Bank of San Diego is not a branch of a large bank, we are your local community bank. San Diego is our home, and our decisions, our people, and our commitment are deeply rooted in Duval County. We proudly serve the residents and businesses of Duval and Jim Wells counties, as well as the surrounding communities of South Texas. As a locally owned and operated bank, we understand the unique needs of our neighbors and are dedicated to helping our communities grow and thrive.

Learn More About Our Story

Mobile App Coming Soon

Your Trusted Bank will Soon be Available From your Phone

First State Bank of San Diego’s Mobile App will give you convenient access to the same great features available through Online Banking, right from your smartphone.

Coming soon to the App Store and Google Play

About us

Our Story

Over 70 Years. One Community. One Bank.

Since opening our doors on August 9, 1954, First State Bank of San Diego has proudly served the residents and businesses of Duval County, Jim Wells County, and the surrounding communities. For more than 70 years, we have remained committed to being the hometown bank that knows your name, understands your financial needs, and makes decisions locally. From the very beginning, our mission has been simple: to serve our community with integrity, consistency, and personalized service that fosters relationships lasting for generations.

Located at 209 E. Gravis Street in San Diego, Texas, our main office stands as a symbol of our long-standing commitment to the community. While our facilities and services have evolved over the years to meet the changing needs of our customers, our dedication to the people and businesses we serve has remained steadfast. Today, First State Bank of San Diego continues to build on its strong foundation under the leadership of CEO Dale K. Wilson. As a proud FDIC-insured institution, we remain focused on providing trusted financial solutions while supporting the growth and success of our communities for generations to come.

Our Leadership

Board Members

Dale K. Wilson

Chairman of the Board,
President & CEO

John S. McAnear

Director

W. B. Acker, Jr.

Director

William R. Vanover, Jr.

Director/Secretary

Sarita V. Perez

Asst. Secretary / Director

Francisco Perales

Director

Marcela P. Ramirez

Director

Antonio Lozano

Director

Alfredo Marchese

Director

Visit Us!

To open an account visit us at:

Address

P.O. Box 427
209 E. Gravis Street
San Diego, TX 78384

Phone

(361) 279-3316

Lobby Hours

Monday to Thursday 9 am to 3 pm
Friday 9 am to 5 pm

Drive Thru Hours

Monday to Friday 8 am to 5 pm

Closed

Saturday and Sunday

ATM

An ATM is available outside the bank.

Contact

We Are Here When You Need Us

New Customer Existing Customer

Call us, come in, or send a message. Real people answer. Always.

For your security, please do not send confidential or account-related information through this form or by email, such as Social Security numbers, account numbers, passwords, or other sensitive personal information.

How can we help you?*

First Name* Last Name*

Phone Number* Email*

Message

By submitting this form, you agree to be contacted by a First State Bank of San Diego representative. We do not share your information with third parties.

Security Center

Protecting What Matters to You

At First State Bank of San Diego, protecting our customers is one of our highest priorities. Fraud and scams continue to evolve, but a few simple habits can go a long way toward keeping your accounts and personal information secure.

Use these tips to help protect yourself, your family, and your finances.

Security Tips for Everyday Banking

Passwords

Create a unique password for all the different systems you use. If you don’t then one breach leaves all your accounts vulnerable.
Never share your password over the phone, in texts, by email, or in person. If you are asked for your password it’s probably a scam.
Use unpredictable passwords with a combination of lowercase letters, capital letters, numbers, and special characters.
The longer the password, the tougher it is to crack. Use a password with at least 8 characters. Every additional character exponentially strengthens a password.

Avoid using obvious passwords such as:

Your name
Your business name
Family member names
Your user name
Birthdates
Dictionary words

Choose a password you can remember without writing it down. If you do choose to write it down, store it in a secure location.

Mobile Device Security

Configure your device to require a passcode to gain access if this feature is supported in your device.
Avoid storing sensitive information. Mobile devices have a high likelihood of being lost or stolen so you should avoid using them to store sensitive information (e.g. passwords, bank account numbers, etc.). If sensitive data is stored then encryption should be used to secure it.
Keep your mobile device’s software up-to-date. These devices are small computers running software that needs to be updated just as you would update your PC. Use the automatic update option if one is available.
Review the privacy policy and data access of any applications (apps) before installing them.
Disable features not actively in use such as Bluetooth, Wi-Fi, and infrared. Set Bluetooth-enabled devices to non-discoverable when Bluetooth is enabled.
Delete all information stored on a device before the device changes ownership. Use a “hard factory reset” to permanently erase all content and settings stored on the device.

Online Security

Never click on suspicious links in emails, tweets, posts, nor online advertising. Links can take you to a different website than their labels indicate. Typing an address in your browser instead of clicking a link in an email is a safer alternative.
Only give sensitive information to websites using encryption so your information is protected as it travels across the Internet. Verify the web address begins with “https://” (the “s” is for secure) rather than just “http://”. Some browsers also display a closed padlock.
Do not trust sites with certificate warnings or errors. These messages could be caused by your connection being intercepted or the web server misrepresenting its identity.
Avoid using public computers or public wireless access points for online banking and other activities involving sensitive information when possible.
Always “sign out” or “log off” of password protected websites when finished to prevent unauthorized access. Simply closing the browser window may not actually end your session.
Be cautious of unsolicited phone calls, emails, or texts directing you to a website or requesting information.

General PC Security

Maintain active and up-to-date antivirus protection provided by a reputable vendor. Schedule regular scans of your computer in addition to real-time scanning.
Update your software frequently to ensure you have the latest security patches. This includes your computer’s operating system and other installed software (e.g. Web Browsers, Adobe Flash Player, Adobe Reader, Java, Microsoft Office, etc.).
Automate software updates, when the software supports it, to ensure it’s not overlooked.
If you suspect your computer is infected with malware, discontinue using it for banking, shopping, or other activities involving sensitive information. Use security software and/or professional help to find and remove malware.
Use firewalls on your local network to add another layer of protection for all the devices that connect through the firewall (e.g. PCs, smart phones, and tablets).
Require a password to gain access. Log off or lock your computer when not in use.
Use a cable lock to physically secure laptops, when the device is stored in an untrusted location.

Avoid Social Engineering Attacks

Social Engineering

In a social engineering attack, an attacker uses human interaction to manipulate a person into providing them information. People have a natural tendency to trust. Social engineering attacks attempt to exploit this tendency in order to steal your information. Once the information has been stolen it can be used to commit fraud or identity theft.

Criminals use a variety of social engineering attacks to attempt to steal information, including:

Website Spoofing
Phishing

The following sections explain the meaning of these common attacks and provide tips you can use to avoid being a victim.

Website Spoofing

Website spoofing is the act of creating a fake website to mislead individuals into sharing sensitive information. Spoof websites are typically made to look exactly like a legitimate website published by a trusted organization.

Prevention Tips:

Pay attention to the web address (URL) of websites. A website may look legitimate, but the URL may have a variation in spelling or use a different domain.
If you are suspicious of a website, close it and contact the company directly.
Do not click links on social networking sites, pop-up windows, or non-trusted websites. Links can take you to a different website than their labels indicate. Typing an address in your browser is a safer alternative.
Only give sensitive information to websites using a secure connection. Verify the web address begins with “https://” (the “s” is for secure) rather than just “http://”.
Avoid using websites when your browser displays certificate errors or warnings.

Phishing

Phishing is when an attacker attempts to acquire information by masquerading as a trustworthy entity in an electronic communication. Phishing messages often direct the recipient to a spoof website. Phishing attacks are typically carried out through email, instant messaging, telephone calls, and text messages (SMS).

Prevention Tips

Delete email and text messages that ask you to confirm or provide sensitive information. Legitimate companies don’t ask for sensitive information through email or text messages.
Beware of visiting website addresses sent to you in an unsolicited message.
Even if you feel the message is legitimate, type web addresses into your browser or use bookmarks instead of clicking links contained in messages.
Try to independently verify any details given in the message directly with the company.
Utilize anti-phishing features available in your email client and/or web browser.
Utilize an email SPAM filtering solution to help prevent phishing emails from being delivered.

Report Fraudulent or Suspicious Activity

Contact us immediately if you suspect you have fallen victim to a social engineering attack and have disclosed information concerning your First State Bank of San Diego accounts.

Call us at (361) 279-3316 or visit us at 209 E. Gravis, San Diego, Texas.

Regularly monitoring your account activity is a good way to detect fraudulent activity. If you notice unauthorized transactions under your account, notify First State Bank of San Diego immediately.

Additional Resources

To learn more about information security visit any of the following websites:

OnGuardOnline.gov
StaySafeOnline.org
BBB.org/Data-Security
US-CERT.gov

First State Bank of San Diego will not contact you on an unsolicited basis and request your electronic banking username or password.

Your security matters to us every day.

Privacy

Privacy Notice

Rev. 06/2026

FACTS

What does First State Bank of San Diego do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and financial statements
Account balances and payment history
Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First State Bank of San Diego chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Reasons we can share your personal information	Does First State Bank of San Diego share?	Can you limit this sharing?
For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes—to offer our products and services to you	No	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes—information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes—information about your creditworthiness	No	We don’t share
For our affiliates to market to you	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

Questions?

Call Customer Service at (361) 279-3316.

Who we are

Who is providing this notice?

First State Bank of San Diego

What we do

How does First State Bank of San Diego protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings, as well as:

Information access controls
Service provider oversight and confidentiality agreements
Proper disposal of customer information
Periodic security training for personnel

How does First State Bank of San Diego collect my personal information?

We collect your personal information, for example, when you

open an account or deposit money
pay your bills or apply for a loan
use your credit or debit card

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes—information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Customer Data Retention

How can I update or delete my information?

If you wish to make changes to your login or account, please contact us. Username and password information may be deleted upon request. Information such as usage history, account details, and banking activity will be retained in compliance with applicable regulatory guidelines. Requests to view or delete personal data must be submitted by calling (361) 279-3316.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

First State Bank of San Diego does not share with our affiliate, San Diego Bancshares, Inc.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates we share with can include data processing companies, credit bureau, other financial institutions, and insurance companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

First State Bank of San Diego doesn’t jointly market.

This institution is chartered, licensed, or registered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against this institution should contact the Texas Department of Banking through one of the means indicated below:

In person or U.S. Mail: 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294

Telephone: 877-276-5554 • Fax: 512-475-1313

Email: consumer.complaints@dob.texas.gov • Website: www.dob.texas.gov

Frequently Asked Questions

Will my account number change?+

No. Your account number stays exactly the same.

Will my debit card still work?+

Yes. Your card works exactly the same as it always has.

Do I need to do anything?+

No. This was an internal change. You do not need to take any action.

Will I lose my transaction history?+

No. All your account history is saved and fully protected.

Is my money safe?+

Yes. First State Bank of San Diego is FDIC-insured and your deposits are fully protected.

Will the bank be closed?+

No. The branch is open during its normal hours:
Lobby: Monday-Thursday 9am-3pm, Friday 9am-5pm.
Drive-Thru: Monday-Friday 8am-5pm.

Who can I call if I have a question?+

Please call us at (361) 279-3316 or visit us at 209 E. Gravis Street, San Diego, TX 78384. We are always happy to help.